Workers’ Compensation in Pueblo
Eagle Ridge Insurance Services Company, Inc. is Pueblo’s number one insurance agency for workers’ compensation. We help businesses protect their assets and defend the rights of their employees to fair and equitable compensation.
We are a full-service insurance agency ready to help you with all your commercial insurance needs. Whether you’re a small family-owned shop or a larger corporate office, we can help you navigate the murky world of business insurance and create a safer, more secure workplace.
To schedule a free consultation, call us at (719) 545-8000 today.
Workers’ Compensation in Colorado: It’s the Law
The state of Colorado requires most businesses to carry workers’ compensation insurance. You must have it if you have any employees. Even if you have a single employee working part-time, you are required by law to carry workers’ compensation as soon as you hire the person.
At Eagle Ridge Insurance Services Company, Inc., our experienced agents are ready to help you get the coverage you need to keep your employees safe on the job. If you have any questions about workers’ comp insurance, we’re happy to lend our advice and guidance. That way, you can make an informed decision for your business and your employees.
What Is Workers’ Compensation?
Workers’ compensation is a type of insurance held by business owners to protect their commercial assets in case of an incident with an employee. Usually, workers’ compensation protects a company if an employee is injured on the job site.
If you are not covered by this type of insurance, you may have to pay thousands of dollars in medical bills, rehabilitation, and personal damage. Without this critical coverage, the injured employee or employees have the right to sue your business, which may not end in your favor.
What Does It Mean for Your Business?
Investing in worker’s compensation will mean that:
- Employers will bear the brunt of settlement, but the insurance company will cover the cost
- The employer is protected from lawsuits
- The employee gives up their right to sue the company and will receive compensation benefits in the case of an injury
- Negligence and fault for the cause of the incident are not considered
Workers’ compensation will protect your bank account in the event of an accident at work. Not only will you be saved from unexpected payments, but your employees will also receive the necessary treatment and compensation to get better.
Workers’ Compensation and Retraining
When an injured employee is ready to return to the workforce, they may require retraining. Some worker’s compensation packages will cover the costs of rehiring and retraining employees and finding suitable uniforms, equipment, etc.
If you are explicitly concerned about retraining your employees, don’t hesitate to direct your inquiries to our insurance team today.
Easy, Stress-Free Workers’ Comp Coverage
Our office strives to make the insurance process as simple and stress-free as possible. With decades of experience in the industry, we boast a streamlined process to give you the coverage you need in as minimal of an amount of time as possible.
Our agents will work with you directly to determine your insurance needs. Thanks to their extensive knowledge of the National Council on Compensation Insurance (NCCI) codes, they’ll be sure to find the right coverage for you, your business, and your staff.
We’ve helped businesses in a variety of niche industries get adequate coverage at an affordable price. We can help you too. Contact us today to get started.
Personalized Consultations with Your Insurance Agent
We believe that the reason our clients come to us year after year for insurance policies and renewals is our customized approach. At our company, every aspect of our daily operations is client-focused. Nothing demonstrates this better than our no-obligation consultations.
Book a consultation with one of our agents, risk-free. We'll sit down with you to get to know your unique needs based on your business size and sector. Using our advanced in-house software, we'll efficiently filter through hundreds of options to lay out a few of the plans that will best meet your specific requirements and budget. You can count on us to walk you through the advantages and disadvantages of each one with our unbiased counsel.
Thanks to our extensive carrier network, you'll be pleased to find a variety of options with us. We work alongside several different insurance companies, which allows us to broaden our range of products and source the value-driven policies that our clients love.
Workers' Comp for Every Business' Needs
Every business requires a different level of protection when it comes to workers' compensation, and this amount is determined by risk. For example construction workers face a fair amount of risk working with hazardous machinery, but cashiers and shop attendants face considerably fewer risks.
Although risks on the job vary considerably, accidents can happen anywhere, and it's crucial to be prepared.
Our experts have provided customized and comprehensive workers compensation insurance packages for employees in a wide range of industries, including:
- Industrial work
- Medical facilities
- Community organizations
- And more!
Our experts can help you find a package that suits your needs without overspending. To learn more or to book a consultation, reach us by phone today.
Upfront Insurance Quotes
Workers' compensation is a vital and significant expense for a business owner. It's important to know you're getting the best deal out there. At Eagle Ridge Insurance Services Company, Inc., we make that peace of mind possible with up-front, no-obligation quotes on all our products.
Visit our office, and we'll provide you with a written cost estimate of your product of choice. The cost of your insurance will depend on several factors, including the industry you work in and your accident history. Our agents will help you compare and contrast all your options so that you walk away with the best rates on the market.
Understanding Your Insurance Policy
We don't just sell insurance policies—we take the time to go through them with our clients. Our insurance brokers are seasoned experts in the field with over 57 years of combined experience. We know the ins and outs of all our products and would be happy to assist you in understanding all your policy details. You can count on us to lay bare, even the most complicated insurance terminology. We'll explain everything you need to know about your deductibles, coverages, rights, and responsibilities.
Customer-Focused Insurance Agents
We believe that our clients turn to us for all their insurance needs because they know that we're working with their best interests at heart. We built our company on the idea that the customer is the most important person in our business, and as such, you deserve our undivided attention and care. Let us be your single point of reference for all your workers' comp selection, renewals, and claims.
Our professional insurance team is proud to offer flexible appointments and can prioritize your unique scheduling needs. During working hours, we will also be available to answer any questions or address any concerns you have about your insurance package or filing a claim.
We take pride in providing you with superior customer care that you deserve, and we strive to better our services each and every day.
Our representatives are pleased to receive feedback, so let us know about your experience with us so we can make improvements when necessary.
Our Workers’ Compensation Insurance Claims Process
Fast, Simple, and Straightforward
Workplace accidents can be an arduous ordeal. At Eagle Ridge Insurance Services Company, Inc., we strive to make the claims process as simple and straightforward as possible.
From reporting workplace injuries to medical treatment and return-to-work programs, we’ll be there every step of the way to ensure both you and your staff are protected and receive fair compensation.
We can also provide recommendations for quality medical care providers so that your employees receive the specialized care they need for any injury. With us, the focus is always on recovery—not on bills and balance sheets.
100% Client Satisfaction From Your Insurance Agency
Our reputation is based on the full-package service we deliver. We’re not just policy vending machines. We’re your trusted allies in the insurance world, and we’re ready to go above and beyond to prove it to you. We offer a 100% client satisfaction guarantee. With us, you can always expect:
- Prompt, friendly service
- No-obligation consultations
- A range of premium policy options
- Up-front quotes
- Claims assistance
- Stress-free renewals
- An experienced team of experts
- Competitive rates
- And so much more!
Protect Yourself—Contact the Leading Local Workers Compensation Agency Today
When you need an agency for local workers’ compensation insurance, there’s nowhere else you need to look. We combine experience, expertise, and a commitment to customer satisfaction. We’ve dedicated ourselves to protecting local businesses and their employees from hazards and workplace injuries.
Many businesses have turned to us to get the assurance they need to stay safe and secure. We want you to as well.
Protect your business. Protect your staff. Protect yourself.
To schedule an initial consultation, or to receive a free quote, contact us today.